Heard Island and McDonald Islands
Heard Island and McDonald Islands is not on the EU list of high-risk third countries or on either of the FATF lists.
Current status
EU high-risk third countries
Not listed
Current list: Delegated Regulation (EU) 2016/1675, as last amended by 2026/83
FATF call for action (black list)
Not listed
Current list: FATF statement, June 2026
FATF increased monitoring (grey list)
Not listed
Current list: FATF statement, June 2026
No pending changes for Heard Island and McDonald Islands.
What the lists mean
EU high-risk third countries
Under EU anti-money laundering rules, obliged entities apply enhanced due diligence to business relationships and transactions involving countries on this list.
FATF call for action
The FATF calls on its members to apply enhanced due diligence to jurisdictions on this list, and in the most serious cases countermeasures.
FATF increased monitoring
Listed jurisdictions have committed to an action plan with the FATF. The FATF does not call for enhanced due diligence, but encourages its members to take the information into account in their risk analysis.
Not being on these lists does not by itself mean a country is low risk; your own risk assessment still applies.